Spain’s digital financial landscape is undergoing a dynamic transformation, with mobile payment technologies reshaping how consumers and businesses conduct transactions. As Spanish users increasingly embrace digital innovation, the demand for seamless, secure, and efficient payment solutions continues to grow exponentially. This comprehensive guide explores the top 11 mobile payment apps specifically curated for the Spanish market in 2025, addressing the evolving financial needs of tech-savvy consumers, entrepreneurs, and international professionals. Discover cutting-edge platforms that offer convenient, flexible financial experiences across local and global markets.
1.Wise
I’ve extensively researched mobile payment platforms, and Wise emerges as the ultimate solution for Spanish users seeking flexible, cost-effective financial management. You’ll benefit from real mid-market exchange rates, saving up to 6x on international transfers across 40+ countries. Wise offers a user-friendly mobile app, instant multi-currency transactions, and local bank account details, providing unparalleled financial freedom for freelancers, travelers, and businesses. My personal experience confirms that Wise isn’t just an app – it’s a comprehensive financial tool designed to simplify your global financial interactions.
2. PayPal
Much like most of Europe, PayPal is the most used mobile payment app in Spain as well. Because of its widespread availability all across Europe, most merchant locations in Spain accept payments through PayPal. PayPal Spain’s scan and go feature allows users to make payments in an easy and reliable manner. Along with making payments in-stores, you can also make payments online or facilitate international payments and money transfers through this app.
3. NowPay
NowPay is the official mobile payment app of CaixaBank, one of the most well-known banks in Spain. This app is designed to provide Caixa users with convenience when it comes to making electronic payments. Just link your CaixaBank account or credit/debit cards to this app and start paying digitally. Use this app at supported locations to pay for all your purchases through NFC contactless payment technology. Place your phone close to the POS and wait till you hear a ‘beep’, which means your payment has been successful.
4. Samsung Pay
Samsung Pay is an international digital wallet app for Samsung users that can be used on any Samsung devices, including smartwatches and tablets. It is the second-most popular mobile payment app in Spain and is accepted at most of the major stores across the country. Use this app to make payments at supported stores or purchases over the internet. Spain has a huge Samsung user base, making Samsung Pay one of the most convenient apps to use in the country.
5. CaixaBankNow
CaixaBankNow is one of the most used financial apps in Spain that works as an all-in-one mobile payment and banking app from CaixaBank. Link and manage your bank accounts, credit cards and debit cards through this app and access Bizum, one of Spain’s largest mobile payment platforms. Using Bizum through this app, you can send or receive money and make secure mobile payments instantly.
6. Google Pay
Google Pay, formerly known as Android Pay, is a widely used digital wallet and mobile payment app in Spain. Currently, it is available in 180 countries and is one of the most used mobile payment apps in Europe and North America. It is highly popular in Spain for making in-app and in-game purchases. Additionally, this app is accepted as a payment method in certain stores in Spain, as well as, most e-commerce websites in the country.
7. Apple Pay
Apple Pay is the mobile payment app that is dedicated to all Apple users in Spain and all across the world. This payment app enables anyone in Spain to make any kind of purchases online or in-app and is used a lot by tourists as well. Due to scalability and accessibility, more and more merchants in Spain are setting up Apple Pay as a payment option. It is one of the best mobile payment apps in the world, has gained rapid popularity in Spain since its launch there in 2017. Use Apple Pay to make payments online, in-app and in-stores.
8. Twyp
Twyp is a mobile payment app that has been released by ING Bank Spain, to make contactless payments simple and convenient for people in Spain. ING is one of the most renowned banks in Europe and has users all across the continent. This app links your credit cards and ING bank account to your phones, enabling you to make electronic payments on the go. It is available and accepted all across Spain and is used to make payments online and in-stores.
9. BBVA Provincial Quick Money
BBVA Provincial Quick Money is a mobile payment app from BBVA Bank that lets you make instant payments through your phone. It is one of the best mobile payment apps for merchants in Spain to facilitate and manage their payments. It supports P2P, P2C and C2P payments, making it an optimal choice for both businesses and consumers to use. BBVA Provincial Quick Money allows you to make payments at merchant locations using the “purchase key” and also provides you with a digital receipt for your payment.
10. Revolut
Revolut is one app, for all your financial needs. It is an all-in-one mobile app that allows you to make payments locally or internationally, and transfer money across Europe and North America. Recently, it has gained a lot of popularity in Spain among businesses and tourists. Revolut is used to make electronic payments over the internet in a simple and secure manner by linking your credit cards to this app.
11. Waylet. Mobile payments
Waylet is a mobile payment app in Spain that allows users to make contactless payments with their smartphones. An app released by Repsol, Waylet is designed to make payments at Repsol Group Stations for fuel expenses and recharging points for electric cars. Just link your credit card to this app and make digital payments at supported locations by scanning QR codes through your phone.
Two types of mobile payment apps are primarily used in Spain: international digital wallet apps and mobile banking apps. If you want to make contactless payments online or in-stores through your credit cards, then choose apps like PayPal, Apple Pay or Google Pay. However, if you want mobile payment apps to link your bank accounts and facilitate payments using them, then go for apps like Twyp, NowPay and BBVA Provincial Quick Money.
