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Mobile Payment Apps in Azerbaijan

11 Best Mobile Payment Apps in Azerbaijan [2025]

As a resident of Azerbaijan, I’ve witnessed the rapid growth of mobile payment apps in Azerbaijan that are transforming the way we handle our financial transactions. With technology advancing and cashless payments becoming the norm, having the right mobile app can greatly simplify everyday activities like shopping, bill payments, and money transfers.

In this article, I’ll share my top ten mobile payment apps for 2025, highlighting their unique features, security, and user-friendliness. Whether you’re a local or a visitor navigating the digital payment landscape, these apps will enhance your financial experience and make managing your money easier than ever. Let’s explore the best options available!

1. Wise

Ready to take control of your finances while navigating Azerbaijan? With Wise, you can effortlessly manage your money across borders. This top mobile payment app allows you to hold over 40 currencies and make international transfers at the real mid-market exchange rate, saving you from hidden fees. Whether you’re shopping in Baku or sending money home, Wise ensures your transactions are seamless and cost-effective. Plus, the Wise debit card lets you spend directly in Azerbaijan Manat with competitive rates. Experience financial freedom and convenience—Wise is your ultimate companion for smart money management in Azerbaijan!

2. AniPay

AniPay is the best mobile payment apps in Azerbaijan

AniPay is one of the most popular payment apps in Azerbaijan and is widely used all across the country. AniPay is an Instant Payments System that was launched by the Central Bank of Azerbaijan to make digital payments more convenient in the country. Use AniPay to conduct payments within seconds at any time, in any place. Moreover, this app also features QR code payment technology, enabling you to make in-store payments as well.

3. Azercell Kabinetim

Kabinetim is the all-in-one mobile app in Azerbaijan that allows users to make payments and do other things as well. Use Kabinetim to make secure and reliable payments and also pay for your utilities as well. Additionally, users can top up their balance or manage their internet subscription packs. Use Kabinetim’s advanced QR code scanning process to scan and facilitate payments.

4. Kassam Wallet

Kassam Wallet

Looking for a digital wallet app that does it all? Then Kassam Wallet is the app for you. Kassam Wallet allows users to make electronic payments on the go. Use this app to make payments for purchases, utilities or to make government payments. Additionally, use Kassam Wallet to pay your service providers or to refill your phone balance or purchase internet packages. Moreover, this app allows you to view the history of transactions and facilitate auto payments.

5. Postpay

 Postpay

Postpay is the ultimate app to manage and conduct your payments. Use Postpay to split your payments into 3 monthly installments that are, amazingly, interest-free. This payment app is revolutionizing digital payments in countries like the UAE, Azerbaijan and more. Just find your desired items or store, add the products to the cart and choose Postpay to check out. In this way, you can pay on the go and make purchases seamlessly with Postpay.

6. TuranBank Mobibank

TuranBank Mobibank is mobile banking app that is designed for the convenience of TuranBank’s users. It brings mobile banking into your hands and allows you to view and facilitate your payments and transactions from your smartphone. TuranBank Mobibank allows you to pay for utilities, make digital payments for items, make loan payments and make transfers to the interbank. Use this app to facilitate both foreign and governments with ease.

7. BankAvrasiya MobilBank

BankAvrasiya MobilBank is an internet banking app that consists of many features. One of those features is making payments to service providers or paying your utility bills. Use this app to link your bank accounts to your phone and pay your electricity or internet bills. Moreover, users can use this app to transfer money from card to card or other banks. Furthermore, BankAvrasiya MobilBank allows you to view balances or statements as well. This app was launched by Azericard.

8. Muganbank MobilBank

Muganbank MobilBank is another online banking that is powered by Azericard. Just like Azericard’s other banking apps, users can use Muganbank MobilBank to conduct payments or transfers. Muganbank MobilBank brings the convenience of having your bank in the palm of your hands. View statements or balance, facilitate payments to service providers or pay utilities. Furthermore, you can use this app to transfer money from your linked bank account to other banks or make card to card transfers.

9. Payoneer

Payoneer allows customers to purchase and trade using their smartphones in an easy and safe manner. Payoneer provides its customers with the most up-to-date and comprehensive selection of digital payment alternatives, making digital payment and money transfer simple and reliable. Additionally, users can use it to perform or receive payments, transfer funds internationally and establish payment alternatives. It is supported in more than 200 countries around the world.

10. Skrill

Skrill allows you to make payments and get paid through your smartphones, any time. Currently, it is accessible in over 180 countries across the world and does not require any credit/debit cards or bank accounts to register an account. In order to register a Skrill account, just simply provide your cellphone number and begin to generate income online. Moreover, Skrill users can fund their Skrill accounts through their bank accounts or credit cards.

11. Paysera Wallet

Paysera is a multinational FinTech company that accepts payments from all around the world. Users can use its app, Paysera Wallet, make quick payments, pay bills effortlessly and make secure transactions from anywhere, at any time. In Azerbaijan, you can utilize Paysera Wallet’s services to make electronic payments, pay bills online, request funds, set up recurring payments and much more.

Azerbaijan and different sorts of mobile payment apps that serve numerous purposes, and choosing one from them really comes down to personal preference and need. If you require an app to make online purchases, then go for AniPay or PostPay. However, if you are looking for an app to pay your utilities and service providers, then select apps like Kassam Wallet or TuranBank Mobibank.

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