Having explored various mobile payment apps in Belgium, I’ve come to appreciate how they simplify everyday transactions. As we move into 2025, the rise of digital payment solutions is making it easier than ever to manage finances on the go, whether for shopping, dining, or transferring money.
In this article, I’ll reveal my top ten mobile payment apps that stand out in Belgium. Each app offers unique features, security measures, and user experiences that cater to different needs. Whether you’re a local or a visitor, these apps can streamline your financial activities and enhance your overall payment experience. Let’s take a closer look!
1. Wise

Imagine effortlessly managing your money while traveling or shopping online in Belgium. With Wise, you can do just that! This top mobile payment app allows you to hold over 40 currencies and make international payments at the real mid-market exchange rate, ensuring you save on costly fees. Whether you’re sending money to friends or making purchases, Wise’s transparent fee structure means no hidden surprises. Plus, the Wise debit card lets you spend like a local anywhere in the world. Experience seamless transactions and financial freedom with Wise—your go-to app for smart money management in Belgium!
2. Payconiq by Bancontact

Payconiq by Bancontact is by far the most widely used mobile payment app in Belgium, and the most popular as well. It was formed by the merger of Bancontact and Payconiq, the two biggest digital payment platforms in the country, which is why it currently dominates the Belgian mobile payment industry. Use this multi-feature app, Payconiq by Bancontact, to make payments online, pay in-stores, pay bills and invoices through QR codes and send money to your friends and family. It is perhaps the best mobile payment app in Belgium.
3. Fondy
Fondy is an online payment gateway platform which offers a mobile payment app that facilitates NFC-based payments. Not only can you accept payments efficiently with Fondy, you can also track payment conversations in actual time. Moreover, Fondy lets you access payments that were accepted within a specified period and views payments via e-mails and ID.
4. PayPal

PayPal is a worldwide digital payment and money transfer platform. It’s mobile app works as digital wallet and digital payment app. Use PayPal’s mobile payment app to set up business accounts and networks across 200 countries worldwide. Moreover, you can use PayPal to shop online or buy your favorite items in-stores, all across Belgium. It is widely popular in Europe, including Belgium, and most e-commerce websites facilitate payments through PayPal. It is one of the most popular payment apps in Belgium.
5. Google Pay

Google Pay is one of the most well-known digital wallets in Belgium, as well as, a globally recognized mobile payment app. Google Pay allows customers to conduct in-app buys, pay online, pay utility bills and perform transactions in stores as well. Moreover, it is compatible with all sorts of Google gadgets, including tablets and smartwatches. Google Play is one of the best apps in Belgium for conducting web-based purchases.
6. Belfius Mobile
Belfius Mobile is one of the best banking apps in Belgium due to its wide array of features and facilities. One of these amazing features of this app is its payment options. Belfius Mobile is a great mobile payment app that provides you with multiple options to make digital payments through bank transfers, digital wallets or QR codes. Additionally, users can also make purchases online and pay for them using this app via QR codes.
7. KBC Brussels Mobile
KBC Brussels Mobile claims to be the best mobile banking app in the world. Do you want to handle your banking activities, facilitate your transfer, make or manage your payments, then KBC Brussels Mobile is the app for you. It is an all-in-one banking app that provides payment facilitation and digital banking with the highest standards. Use this app to pay for purchases, make digital payments, pay your bills or fees at ease.
8. Pushpay
Pushpay is a mobile payment app that is supported across 15 countries around the world. It is a simple, secure and fast way to make payments with your smartphone. Using Pushpay, you can set up numerous payment options that include payments via credit cards, debit cards and bank transfers. Users can use their Pushpay accounts to make transactions in a matter of minutes. Moreover, you can also pay directly from your bank accounts if those banks are supported by the retailers.
9. Payoneer
Use Payoneer to make buying and selling simple and secure through your smartphones. This mobile payment app offers the widest and newest range of digital payment options to its users to make digital payment and money transfer convenient. Using this app, you can make or accept payments, transfer money overseas and set up payment options as well. It is supported in over 200 countries across the world, making it perfect for businesses in Belgium that want to expand globally.
10. Skrill
Use Skrill to pay and get paid at the same time. Available in more than 180 countries, Skrill doesn’t even require your credit card or bank accounts to open an account. Simply use your mobile number to open a Skrill account and start earning money online. Moreover, you can add money to Skrill via bank transfers or through your cards, to pay for your desired items online.
11. Revolut
Revolut is a British company that provides an all-in-one app that users can use to complete multiple financial activities. Firstly, Revolut is one of the most popular financial apps in Belgium due to its flexibility. It can serve both as a payment app and a money transfer app. Use Revolut to make local and international payments online with just your phone. Furthermore, Revolut enables you to transfer money overseas at very low rates.
The mobile payment industry in Belgium is dominated by Belgian Fintech giants, Payconiq by Bancontact. Although it is the most popular and standout mobile payment app in the country, other apps like PayPal and Google Pay also have a substantial amount of the market share due to the convenience they provide when paying online.