Living in Congo, I’ve seen how mobile payment apps in Congo are reshaping the way we handle everyday transactions. With the increasing reliance on digital payments, these apps are not just convenient; they’re becoming essential for managing finances effectively in 2024.
In this article, I’ll highlight my top eight mobile payment apps that are making waves in the Congolese market. Each of these apps brings unique features and benefits, designed to cater to various financial needs. Whether you’re looking to pay bills, transfer money, or shop online, these apps can enhance your financial experience. Let’s dive into the best options available!
1. M-Pesa DRC
M-Pesa DRC is a Micro-Finance and mobile payment app designed by Vodacom for the residents of Congo. It is one of the most used mobile payment apps in Congo, that enables the people of Congo to make payments swiftly and securely. Alongside making merchant payments, you can also pay bills, subscriptions or service providers. Furthermore, send money to others, make deposits or withdraw money in just a matter of seconds.
2. Orange Money Africa
Orange Money is one of the best digital wallets and mobile payment apps in Africa that operates in multiple African countries. In Congo, this app is very popular for carrying out different types of payments. Use this app to pay your bills online or merchants in-stores. Moreover, Orange Africa users in Congo can also transfer money or top-up your phone credit. Not only is this a payment app, you can view and manage your finances with this app.
3. Moneytrans
Moneytrans is a relatively newly launched mobile payment app in Congo but offers its services worldwide. So, when it entered the mobile payment industry in Congo, it was already a very popular choice. Use Moneytrans to make payments, pay bills or shop online. Moreover, users can transfer to more than 140 countries across the world. This app connects Congo to a wider network across the world.
4. MaxiCash
MaxiCash is a digital wallet designed for African families to make payments conveniently and send money home. Users in Congo can use this app to send money back home from any foreign country. Moreover, its payment options allow you to make online purchases, as well as, in-store payments. MaxiCash’s donation options can be utilized to donate money to NGOs across the country for development purposes.
5. PayPal
PayPal isn’t just payment facilitating app in Europe and North Africa, it has expanded its services worldwide. Currently, PayPal is facilitating international and domestic payments in Congo. It is one of the most popular international mobile payment apps in Congo and is frequently used for making international purchases or transfers. Although PayPal operates in Congo in a restricted manner, it still over payment and money transfer services on a global scale.
6. My Airtel
My Airtel Africa app allows users in Congo to facilitate various financial services just from their phone. It is a mobile payment, operator, and digital wallet app from Airtel Africa that tries to connect customers to service providers in a simpler way. Use this app to make bill payments, online purchases, mobile recharge or transfer funds to friends and family. It is one of the best mobile payment apps in Congo.
7. Payoneer
Available in around 200 countries in the world, Payoneer is one of most popular international mobile payment apps in the world and is used widely in Congo as well. Use Payoneer to add money to your banks or receive payments. You can also make payments for purchases and services via this app. Moreover, Payoneer can help you transfer your funds to digital wallets or banks, or just pay merchants online from your phone.
8. Paysera Mobile Wallet
Paysera Mobile Wallet is a widely used digital wallet app in Africa. In Congo, it has also gained popularity for its multipurpose functionality. Use this one app for all your transactions. Open up multicurrency accounts to easily facilitate international payments that come with a fully online set up. Additionally, link your cards to your Paysera Mobile Wallets to make electronic payments.
Congo is full of excellent emerging FinTech companies and some of them are mobile payment oriented. African-based payment apps like M-Pesa DRC and Orange Money Africa are highly popular in the country. However, with the increase in international trade, global payment apps like PayPal and Paysera are rapidly gaining popularity in Congo.
