As I navigate daily life in Egypt, I’ve noticed how mobile payment apps in Egypt are becoming increasingly essential for managing finances. With the rapid growth of digital transactions, these apps are transforming the way we buy, sell, and transfer money, making everyday tasks more convenient.
In this article, I’ll discuss my top ten mobile payment apps that are making a significant impact in 2025. Each app has unique features and capabilities designed to meet various needs, whether you’re paying bills, shopping online, or sending money to loved ones. Let’s dive into the best options that can streamline your payment experience!
1. Wise
Wise is a top mobile payment app in Egypt, perfect for anyone looking to make seamless international money transfers. With Wise, you can send money at the real exchange rate, ensuring you avoid the hidden fees typically charged by traditional banks. The app’s user-friendly design allows you to effortlessly manage multiple currencies, making it ideal for travelers and expatriates. Enjoy fast, secure transactions with a transparent fee structure that maximizes your savings. Sign up today to take control of your finances and experience a smarter, more efficient way to send and receive money globally with Wise!
2. CIB Smart Wallet
CIB Smart Wallet is one of the best digital wallets in Egypt, providing a wide range of payment methods to its customers. This payment app aims to help its users cope with the rapidly growing world by reinventing how they handle their financial transactions. CIB Smart Wallet allows you to send money or receive, make digital payments, and pay bills from your phone in an easy, quick, and secure manner. The app supports both credit and debit cards for seamless transactions.
3. QNB ALAHLI E-Wallet
Browse the QNB ALAHLI E-Wallet mobile payment app to handle your day-to-day financial transactions with ease. This app provides multiple payment services to help users adapt to the fast-developing world, by reinventing how they conduct their banking functions and payments. QNB ALAHLI E-Wallet is an easy, quick, and convenient way to pay utility bills, make digital and offline purchases, and transfer funds to family and friends. It’s compatible with both app android ios platforms.
4. Ma7fazty
Ma7fazty is a multipurpose Egyptian mobile payment app that was introduced by ALEXBANK. ALEXBANK came up with this innovative one-in-all mobile banking and payment app to help Egyptians conveniently carry out contactless payments and transfers. Additionally, you can load your balance with your credit cards and withdraw cash. This is why it is viewed as one of the best mobile payment apps in Egypt.
5. UB Digital Wallet
Launched by Egypt’s renowned United Bank, UB Digital Wallet intends on shaping the way people in Egypt conduct payments or transfers. You can link this app to your UB Account and load this wallet to make digital transactions. Moreover, users can also make bank deposits or withdraw money through UB Digital Wallet. Not only can you check your transaction history, but you can also withdraw cash from specific ATMs and pay bills using this app. This app is also great for those who need to keep track of their account balance debit credit.
6. PayPal
Even though PayPal is widely used all across North America and Europe, PayPal has continued to grow and now controls a significant portion of Africa and the Middle East’s payments and money transfer industry. It is one of the most popular mobile apps in Egypt for accepting/sending international transfers and conducting international payments. In some major stores in Egypt, PayPal can also be used on location as well through its app. PayPal is well-known for its ability to accept contactless payments.
7. BM Wallet
BM Wallet is one of the most popular digital wallets in Egypt, established by Banque Misr. This mobile payment app primarily focuses on P2P payments and transfers. Use BM Wallet to pay off your merchant for any purchases or services, or just send money to your friends and family. Additionally, BM Wallet allows you to accept international remittances, pay bills or fees, recharge your phone and pay off your service providers.
8. NBE-PhoneCash
Introduced by The National Bank of Egypt, NBE-PhoneCash is one of the most well-known mobile payment and digital wallet apps in the country. Firstly, users can load their wallets with credit or debit cards and then start to make transactions with them. NBE-PhoneCash’s best features include ATM cash-in/cash-out, P2P money transfers, P2P payments, mobile top-ups, and scan-to-pay. Furthermore, users can issue a virtual card for purchases at shops and stores from NBE.
9. Vodafone Cash
Vodafone Cash is one of the most successful and widely-used mobile payment apps in Egypt. Vodafone revolutionized digital payments in Egypt through its Vodafone Cash app, making digital payments secure and convenient. This explains why it is such a popular digital wallet app among Egyptians and is accessible all across the country. Use Vodafone Cash to make digital payments, send/receive money or pay bills.
10. Audi2Pay
The Audi2Pay payment app is a modern, simple, safe, and intelligent solution that allows users to facilitate day-to-day payments using just their smartphones. Download the app and use it to register on Audi2Pay by contacting a Bank Audi branch in Egypt. Audi2Pay provides a variety of facilities, including easy bank deposits or withdrawals, receiving receipt, transferring money and, mainly, payment of goods and services to merchants through online or offline means.
11. Payoneer
Payoneer is an international financial technology company located in the United States that specializes in cashless transactions. Payoneer is popular in Egypt for sending money internationally. But, in addition to its global remittance services, Payoneer is one of the contactless payment apps in the world. It’s a flexible payment tool that lets users conduct a variety of electronic payments and transactions, including both domestic and foreign transactions.
Egypt is home to many incredible banks that have digital wallets of themselves, which adds a lot of convenience for a customer to use that payment app. For those who are looking for a payment app that connects themselves to their bank accounts, then go for apps like UB Wallet, NBE-PhoneCash, and Ma7fazty. However, if you are looking for a simpler digital wallet-based payment app that is more straightforward, then go for apps like CIB Smart Wallet or QNB ALAHLI E-Wallet.
