Kuwait’s digital financial landscape is undergoing a remarkable transformation, with mobile payment technologies reshaping how businesses and consumers manage financial transactions in the Gulf region. As a technologically advanced economy with a sophisticated digital infrastructure, Kuwaiti users demand innovative, secure, and seamless payment solutions that transcend traditional banking limitations. This comprehensive guide explores the top 11 mobile payment apps tailored specifically for the Kuwaiti market in 2025, addressing the unique financial needs of entrepreneurs, digital professionals, and international traders in a dynamic economic ecosystem.
1. Wise
I’ve thoroughly analyzed international payment platforms, and Wise emerges as the ultimate solution for Kuwaiti users seeking flexible, cost-effective financial management. You’ll benefit from real mid-market exchange rates, saving up to 6x on international transfers across 40+ countries. Wise offers a user-friendly mobile app, instant multi-currency transactions, and local bank account details, providing unparalleled financial freedom for freelancers, businesses, and global professionals. My personal experience confirms that Wise isn’t just an app – it’s a comprehensive financial tool designed to simplify your global financial interactions.
2. Og Money
Og Money is a mobile payment app from Kuwaiti FinTech company, One Global, that allows you to manage all your payments through one app. Currently, this app is operating in 21 countries, including Lebanon, Bahrain, Jordan, KSA and Kuwait. Og Money can be used to make digital payments through your phone online or transfer money from wallet to wallet. Moreover, Og Money enables customers to pay at merchant locations via scanning QR codes.
3. Buz Pay
Buz Pay is another payment app launched by One Global in Kuwait to provide customers with an easy and convenient digital wallet to facilitate all your payments. Use Buz Pay to pay off merchants via QR codes or make in-app purchases. Additionally, you can set up payment options for your business and accept payments via QR codes or over the internet. It is one of the best mobile payment apps for merchants in Kuwait.
4. eNet Pay
eNet Pay is a mobile payment app in Kuwait that allows users to facilitate their mobile operator payments and finance through their phone. eNet Pay aims to provide its users with simplicity and security. Use this app to top up your phone, make payments for settlements, pay off your internet subscriptions and much more. All you have to do is link your credit cards to this app and start paying off your dues from the comfort of your home.
5. ABK Kuwait Mobile Banking
This is a mobile banking app that allows users to make payments and transfers through their phones, at any time. ABK Kuwait Mobile Banking is one of the most popular banking apps in Kuwait because it doesn’t just help you keep up with your bank accounts, but also allows you to make payments and transfers. Use this app to pay your credit card bills, phone bills and make transfers to any bank in Kuwait.
6. NBK Mobile Banking
NBK Mobile Banking app is an internet banking and payment app that was launched by the National Bank of Kuwait. It is an all-in-one banking app that allows you to transfer funds locally or internationally, from credit card to account or to your brokerage account. Furthermore, NBK Mobile Banking app enables users to pay credit card, phone and utility bills, as well as, allowing you to facilitate electronic payments via NBK Quick Pay. It is one of the most well-known financial apps in Kuwait.
7. KFH Online
KFH Online is one of the most feature-packed financial apps in Kuwait which allows users to enjoy a wide range of payment features. Firstly, make payments over the internet or by scanning QR codes. Additionally, KFH Pay transfers funds to your bank account using KNet. Moreover, make cash withdrawals via your phone or international transfers through this app. KFH Online is also a great app to pay off bills and phone charges.
8. Weyay
Weyay is one of the most innovative mobile apps in Kuwait launched by the National Bank of Kuwait. Weyay is the first digital bank in Kuwait, revolutionizing electronic payments, international transfers and digital banking in the country. It is full of all sorts of banking features with 24/7 online customer service. Use this app to transfer to your friends or make payments at supported locations. Furthermore, Weyay users can also split bills or pay off their utility and phone bills using this app.
9. PayPal
PayPal is the leading mobile payment and money transfer app in the world. Although it does not have the popularity in the Middle East that it has in Europe or North America, it is still one of the most used international mobile payment and money transfer app in Kuwait. PayPal is popular in Kuwait for making international payments and transferring overseas. PayPal’s users in Kuwait can make payments, transfers or set up a payment option for their businesses through its app.
10. Google Pay
Google Pay is one of the most used digital wallets and mobile payments in the world, and has been massively popular in Kuwait for making in-app purchases. Although all of Google Pay’s features are not available in Kuwait, it is still one of the best apps in the country to conduct in-app purchases. Moreover, Kuwaiti users of Google Pay can also use this app to pay their phone bills. It is one of the most popular international digital wallets in Kuwait.
11. Payoneer
Payoneer is among the leading mobile payment platforms in the world, with over 200 countries supported. It is also extensively used in Kuwait to facilitate international payments and transfers. Additionally, Payoneer can be used to deposit funds into your bank account or accept payments. Moreover, Kuwaiti users can also use Payoneer to transfer money abroad or to their local supported digital wallets.
Payoneer is among the leading mobile payment platforms in the world, with over 200 countries supported. It is also extensively used in Kuwait to facilitate international payments and transfers. Additionally, Payoneer can be used to deposit funds into your bank account or accept payments. Moreover, Kuwaiti users can also use Payoneer to transfer money abroad or to their local supported digital wallets.
For merchants, apps like PayPal and Buz Pay are standout apps on this list. However, for users looking to make digital purchases, apps like Og Money, eNet Pay and Google Pay are the best options. But, if you want a payment app with the features of a banking app to transfer money and make deposits, then NBK Mobile Banking and ABK Kuwait Mobile Banking apps are the best choices.
