As I navigate daily life in Mexico, I’ve come to appreciate the convenience of mobile payment apps in Mexico that are transforming how we manage transactions. With the rise of digital payments in 2025, these apps are now essential for everything from shopping to paying bills, making financial interactions smoother than ever.
In this article, I’ll share my top ten mobile payment apps that have gained traction across the country. Each app boasts unique features and benefits tailored to various user needs. Whether you’re a local resident or a visitor exploring the vibrant culture, these apps will enhance your payment experience. Let’s take a closer look!
1. Wise
Wise stands out as a premier mobile payment app in Mexico, perfect for anyone looking to make seamless international transfers. With Wise, you can send money at the real exchange rate, ensuring maximum value without hidden fees. Its intuitive app allows you to manage multiple currencies effortlessly, making it ideal for expats, travelers, and businesses. Enjoy fast, secure transactions and a straightforward user experience that keeps your finances organized. Sign up today to take advantage of low-cost international payments and experience the freedom of managing your money globally with Wise!
2. Samsung Pay

Samsung Pay, surprising is at the top of Mexico’s mobile payment industry. It is hard to believe that, because it is bordered with the US, the home of Google Pay and Apple Pay, but due to affordability, Samsung devices are highly popular in Mexico. Hence, Samsung has definitely become the most convenient international digital wallet or mobile payment app in the country. This app allows you to make online payments, conduct in-purchases and even pay at supported merchant locations. It is highly innovative and easy-to-use.
3. PayPal
PayPal is the leading mobile payment app in the world, and is one of the most used mobile payment apps in Mexico, just like most other countries. Due to Mexico’s close connection to the US, this is the primary payment option for most businesses in Mexico. It is highly popular for setting up a business account due to its simplicity, reliability and security. PayPal caters to customers that like an easy but secure payment option and also allows users to make purchases that might not have been possible with cash, in a matter of minutes.
4. Mercado Pago

Mercado Pago is the leading Latin-American based mobile payment app, that allows you to make and receive mobile payments with your phone. Currently, it is available in 18 Latin American countries and Mexico is one of its biggest users. Being the leading Latin-American mobile payment app in the world, it offers you features and connections that are unrivaled. Use this app to pay off thousands of merchants and businesses with your phone, over the internet or via QR codes.
5. CoDi Banxico
Launched by Banco de Mexico, CoDI Banxico is a mobile payment and banking app that will ease your life by making your transactions simple and secure. This app was specialized in a way that allows you to request payments by generating QR codes and text messages. However, it isn’t just a merchant-centric app, it also enables consumers to make contactless by NFC technology or QR codes. CoDi is the short form of Cobro Digital.
6. Cashi más que efectivo

Cashi más que efectivo is a specific type of payment app that allows customers to make purchases off Walmart, Bodega Aurrera and Sam’s Club. It is an app for people who want to make day-to-day purchases from these places. Cashi más que efectivo app takes care of both the purchasing and payment of the goods, conveniently allowing us to get our desired items, at low prices, and with no hassle whatsoever. Just link your credit or debit cards to this app, and it will allow you to make payments in more than 70 outlets in the Netherlands.
7. mi OXXO
mi OXXO is a unique mobile payment app that allows you to streamline your bank deposits or phone top-ups easily. Moreover, it is also a very popular app to make purchases online, because by purchasing online through mi OXXO, you can generate points though which you can get desired products later on. Not only can you facilitate your day-to-day purchases with this app, you can also get various attractive coupons and discounts for making purchases in-stores via the mi OXXO app.
8. Clip
Introduced by PayClip Inc., Clip is one of the simplest and most efficient mobile payment apps in Mexico. This app accepts all major cards as a balance option, then after linking the cards, you can directly accept payments with this app to receive the funds. It is a payment app that is primarily built for merchants, so they can facilitate and accept their payments with ease. So, set up your own contactless payment option without needing any documents or monthly fees.
9. Nelo: Buy now. Pay later
Nelo is an all-in-one banking and mobile payment app in Mexico that is designed to facilitate many other functions than just conducting payments. Although, Nelo’s primary feature is making payments, it is also popular in Mexico for enabling citizens to pay off their bills in 6 repayments. Moreover, users can use Nelo to make purchases now and eventually pay them off on time. Use Nelo to shop online, purchase items, withdraw cash and much more.
10. Sr. Pago
Sr. Pago is a very innovative and creative mobile payment app that doesn’t require you to open any bank accounts or RFC. It primarily works through Bluetooth Point of Sale, setting it apart from the rest of the payment apps. Its incredible functionality comes with amazing accessibility as well, Sr. Pago accepts Visa, MasterCard, American Express and all other major cards. Use these cards to transfer funds as payments via the Sr. Pago app and purchase anything from supported stores.
11. Payoneer
Payoneer is one of the most popular mobile payment apps in the world, and is widely used in Mexico by people who engage in export/import activities. Additionally, Payonner is supported in around 200 countries, allowing Mexicans to receive or send money from Payoneer. Moreover, another amazing feature of Payoneer allows you to transfer money to supported digital wallets in Mexico, making it a multi-option payment app in Mexico.
Mexico’s mobile payment industry is dominated by two of the biggest digital payment facilitators in North and South America, PayPal and Mercado Pago. But, with the massive rise of Samsung Pay in the country, it shows that digital payments are becoming a regular thing in Mexico with not just international businesses, but local public are using them as well.