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Mobile Payment Apps in Nepal

11 Best Mobile Payment Apps in Nepal [2025]

Living in Nepal, I’ve seen how mobile payment apps in Nepal are transforming the way we handle transactions. As we approach 2025, these apps are becoming essential tools for managing daily expenses, enabling users to send money, pay bills, and shop with just a few taps on their smartphones.

In this article, I’ll highlight my top ten mobile payment apps that are making a significant impact in Nepal. Each app offers unique features and benefits designed to cater to the diverse needs of users. Whether you’re a local resident or a traveler, these apps can greatly enhance your financial experience. Let’s explore the best options available!

1. Wise

Sending money to family abroad from Kathmandu shouldn’t cost you a fortune! I’ve found Wise to be a game-changer for Nepalis managing international transfers. You’ll love how it lets you convert your Nepali rupees at the real exchange rate, whether you’re paying tuition fees overseas or supporting relatives in the Gulf countries. I particularly appreciate its seamless integration with local Nepali banks and instant transfers. Plus, the Wise card works perfectly at every ATM from Thamel to Pokhara. Finally, a payment solution that understands both local and global needs of Nepali users.

2. iPay Nepal

iPay Nepal is the best mobile payment apps in Nepal

iPay Nepal is the best mobile payment app in Nepal for merchants, as it works like a payment gateway. This app works as an intermediary between consumers and merchants by helping consumers pay with ease and security, while also allowing merchants to receive those payments without any hassle. Consumers can use this app to not just pay merchants, but they can also pay off bills in a matter of seconds from the comfort of their home. iPay Nepal is one of the most well-known mobile payment apps in Nepal due to its reliability and service.

3. Khalti Digital Wallet

Khalti Digital Wallet is the leading digital wallet and mobile payment app in Nepal with more than 15 million registered users. It is highly popular in Nepal for making peer-to-peer and peer-to-business payments, as well as, instant money transfers to friends and family. With over 15 million users, Khalti Digital Wallet doesn’t really need much advertising in Nepal, its accessibility and functionality enable Khalti to keep on expanding and developing within the country. Using Khalti Digital Wallet, you can also book flights, recharge your phone, pay your service providers and much more. Additionally, QR code payments are also supported via Khalti Digital Wallet.

4. eSewa

eSewa

eSewa is one of the best and most used digital wallet apps in Nepal. It has world-class functionality and features that make eSewa a complete e-wallet for its users. eSewa allows users to make or receive payments, instantly transfer funds or recharge their phones whenever they want, at any time. It is accessible all across Nepal and is used to carry out day-to-day activities on a regular basis.

5. PrabhuPay

PrabhuPay is a widely known name in Nepal’s mobile payment industry because it is one of the most secure and feature-packed. PrabhuPay is a consumer-centric payment app that allows customers to facilitate their day-to-day payment activities and features. It is an easy and fast way to make payments in-stores or in any supported merchant locations. You can make payments with PrabhuPay by scanning QR codes at stores. Additionally, you and your friends can use the generated QR codes of PrabhuPay to transfer money to each other.

6. IME Pay

IME Pay

IME PAY is an all-in-all money transfer and mobile payment app in Nepal that provides Nepalese citizens with all sorts of convenience. It is highly popular in Nepal for receiving international transfers, remittances and payments. Moreover, the residents in Nepal can use IME Pay, one of the country’s most popular financial apps, to pay off their utility bills, make purchases online or in-stores via QR codes and transfers money wallet to wallet. IME network in Nepal has more than 25,000 touchpoints, the most in Nepal.

7. Fonepay Business

This is another merchant-centric app in Nepal, released to enable small businesses to receive payments without any hassle or high costs. Fonepay Business allows merchants to receive payments in a simple and secure manner by scanning QR codes. Furthermore, using this innovative app, merchants can receive payments online, in-stores or in-apps, that’s the sort of flexibility this app offers its users.

8. PayWell Nepal

Paywell Nepal is a Nepalese digital wallet and mobile payment app that aims to make electronic payments easy and convenient. Using Paywell Nepal, you can make payments of all sorts in supported outlets or on specified e-commerce websites. Moreover, Paywell allows you to remit money online as well. Paywell Nepal app can be used by merchants to make money, as well as, consumers to pay for their purchases or bills. It is a mobile payment app that stores your information and lets you facilitate payments based on it easily.

9. Moru – Digital Wallet

Moru – Digital Wallet is a Nepalese digital wallet app that comes with a minimalistic and simplistic design, but top-notch performance abilities. It is a digital wallet app that comes with simplified and specified functions that can easily be accessed by just registering through your phone number. Using Moru – Digital Wallet, you can make payments, pay utility bills, credit card bills, buy bus tickets, buy movie tickets, make bank transfers, top up your phone, pay or receive remittances and much more.

10. CG PAY

CG Pay is an excellent utility payment mobile app that allows you to swiftly pay your utility bills. It’s renowned in Nepal for being one of the securest ways of paying utility bills. Moreover, CG PAY allows users to send and receive money to their friends or family and facilitate payments. Pay off your merchant and accept payments for your business through this amazing app, CG PAY.

11. QPay Nepal

QPay Nepal is a simple and easy-to-use mobile payment app that allows users to make payments in multiple ways. Use this app to pay for goods or services whenever you want, although with the fact that, you can also pay off your utility bills. Its simplified payment process allows customers to make payments via QR codes through their phone. If you want an app to make quick payments and pay off bills, then QPay Nepal is a great option.

IME Pay and Khalti Digital Wallet dominate the Nepalese mobile payments industry when it comes to users. But, newer apps like iPay Nepal and eSewa are gaining immense popularity rapidly. iPay Nepal and IME Pay are the best choices for consumers, and for merchants, apps like Khalti Digital Wallet and Fonepay Business are great options.

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