Living in the Netherlands, I’ve witnessed the rapid evolution of mobile payment apps in the Netherlands and their growing importance in our daily lives. As we dive into 2024, these digital solutions have become integral for everything from grocery shopping to dining out, making transactions easier and more efficient.
In this article, I’ll share my top ten mobile payment apps that are popular across the country. Each app offers unique features and advantages tailored to various needs, allowing users to enjoy a seamless financial experience. Whether you’re a resident or a visitor, these apps can simplify your payment processes. Let’s take a closer look!
1. Tikkie

Tikkie is the most-used mobile payment app in the Netherlands. This payment app is used by people to make contactless payments wherever they want and receive electronic payments as well. The Tikkie app that focuses on consumers, as well as, merchants. Moreover, using Tikke app, you can make payment requests as well. Introduced by ABN AMRO Bank, it is viewed as the best digital wallet in the country that has high accessibility.
2. ING Bankieren
The official banking app of ING, ING Bankieren is a leading mobile banking and payment app in the Netherlands. Being the banking app of the one the country’s best-known banks, IGN Bankieren app is used all across the country. In terms of users, it is the second-most used bank in the Netherlands. Use this app for, simple and fast deposits or withdrawals, can make purchases and payments, and you can invest or get an ING credit card.
3. PayPal

PayPal is the most-used mobile payment app in Europe and tops the charts of most popular payment platforms in most European countries. Firstly, it is available in more than 200 countries, allowing you to expand your business wherever you want. Additionally, customers in the Netherlands can make high-end purchases from major stores in New York using PayPal. It has incredible accessibility and is popular all across the Netherlands for making payments or receiving payments. You can also set up your business account via PayPal and accept payments simply and securely.
4. AfterPay
AfterPay is an innovative Dutch mobile payment app that allows you to make payments in 4 installments. It operates with the motto, “Buy now, Pay later”, a feature that gives it the edge over other payment apps. AfterPay is a payment app for online shopping lovers, as it allows them to make online purchases on time, then pay them back in 4 bi-weekly installments. Users can use this app to primarily engage in e-commerce activities or shop online.
5. Splitser – WieBetaaltWat

Splitser – WieBetaaltWat is a multipurpose mobile payment app that works best for travelling payments. It is one of the popular apps used in the Netherlands to make payments while being on-to-go. This app is used to pay directly in seconds at hotels, resorts, restaurants and more, along with many attractive discounts. Payments in this app can be facilitated by linking your PayPal.
6. ABN AMRO
ABN AMRO is one of the most renowned banks in the Netherlands, and its official app is one of the most used apps in the country for making payments. It is widely accepted as a means of payment and allows easy instant transfers. Moreover, you can set this app in a way that it makes scheduled payments, leaving you not worried about your dues. The ABN AMRO app also provides an alert on every single transaction made using your debit/credit card.
7. ASN Mobiel Bankieren
The official mobile bank app of ASN Bank, ASN Mobiel Bankieren is a highly innovative banking app that allows us to use features like making digital payments, viewing balance, searching for credit scores and a lot more. It is one of the most used mobile payment apps in the Netherlands, despite being a banking app. Not only can you conduct multiple types of payments like Scan2Pay and online, but you can also make instant transfers over the phone with this app. Additionally, merchants can even send payment requests to customers as well.
8. Google Pay
Surprisingly, Google Pay in the Netherlands is not as big as it is in most of its neighboring countries due to tough competition from local banks or digital wallets. Despite that, it is still one of the most used apps in the Netherlands, in terms of making in-app and online purchases. Moreover, you can transfer money or make payments through other wallets using Google Pay. It is highly popular among Android users, as it can be accessed with almost every Android device out there.
9. Rabo Wallet
Robo Wallet is one of the most convenient ways of making payments and transfers in the Netherlands. It is a digital wallet app that allows you to add money or withdraw cash but also make contactless payments online or via QR codes. This app is so full of features that it also allows you to pay for your parking fees. Additionally, users of Rabo Wallet also have the chance to earn many rewards by making payments. It is one of the best digital wallets in the Netherlands.
10. ING Payconiq
This is a mobile payment app that works beyond just the Netherlands, and is highly popular in both the Netherlands and Luxembourg. It is a mobile payment app that allows quick and secure payments and transactions. Introduced by such a big-name banking company in the Netherlands, IGN Payconiq enables users to pay at thousands of stores in the country. Additionally, you can shop or pay bills online with this app.
The Netherlands has amazing options when it comes to mobile payment apps. If you have an account in a major bank in the Netherlands, like, ABN AMRO or IGN, you can easily check your accounts and make payments with their mobile apps. Then again, for people who cater more towards the simplicity of digital wallets and conventional payment apps, they should definitely go for Tikkie, PayPal or Rabo Wallet.