Living in Saudi Arabia, I’ve seen firsthand the rapid growth of mobile payment apps in Saudi Arabia and their impact on everyday transactions. As we move into 2025, these apps have become essential tools for managing finances, enabling users to shop, pay bills, and transfer money with just a few taps on their smartphones.
In this article, I’ll introduce you to my top ten mobile payment apps that are making waves across the kingdom. Each app offers unique features and benefits designed to cater to different user needs. Whether you’re a local resident or a visitor, these apps can enhance your financial experience. Let’s dive in!
1. Wise
Wise is a top mobile payment app in Saudi Arabia, ideal for anyone seeking efficient and cost-effective international money transfers. With Wise, you can send money at the real exchange rate, ensuring you avoid hidden fees commonly charged by traditional banks. The app features a user-friendly interface that allows you to manage multiple currencies effortlessly, making it perfect for travelers and expatriates. Enjoy fast, secure transactions with a transparent fee structure that maximizes your savings. Sign up today to take control of your finances and experience a smarter way to send and receive money globally with Wise!
2. STC Pay
STC Pay is by far the leading and most used mobile payment app in Saudi Arabia. It is a digital wallet app that allows users to make payments, transfer money, make deposits, pay bills, and much more. This innovative app is packed with features, but one of its best features is the scan-to-pay feature. This feature enables users to make cashless payments within seconds in restaurants, stores, gas stations, or anywhere else. Moreover, STC Pay is accessible all across the country. Other features of this app include card-less ATM withdrawals and international transfers. STC Pay’s popularity can be attributed to the app development in Saudi Arabia.
3. SADAD Payment App
SADAD Payment App is one of the biggest payment apps in Saudi Arabia, and widely used all across the country for transferring funds and making payments. Use this app at stores or online to make payments in a matter of seconds with ease. Additionally, SADAD is a very popular app in the country for paying bills, and you can use it to pay off your utility or internet bills with your phone. Furthermore, you can add recurring payments to your favorite list and keep up to date with them all the time.
4. Loop Wallet
Licensed by the Saudi Arabian Monetary Agency(SAMA), this digital wallet app is one of the most popular mobile payment apps in the country. Link your Apple Pay, credit card, or debit card to this app and start using all its amazing features. Loop Wallet is accepted in most places in Saudi Arabia and offers you excellent payment options. Along with making digital payments, you can use this app to transfer money to other Loop users or to any bank accounts.
5. mada Pay
mada Pay is a Saudi Arabian mobile payment app, designed to facilitate daily payments with ease. Link your banking cards to this app and then use it to make payments in supported locations, nationally and internationally. mada Pay makes paying at stores and shops easier and much more reliable. It’s highly advanced contactless payment system allows you to protect your information while making digital payments at merchant locations.
6. SNB QuickPay
SNB QuickPay is a Saudi Arabian mobile payment app, released by the Saudi National Bank (SNB). This app was introduced by SNB to make contactless payments more convenient for the people of Saudi Arabia, by allowing them to make instant payments on the go. Just link your debit card or credit card to this app and make payments whenever you want. Additionally, SNB QuickPay simplifies the process of transferring money and makes it a lot more secure, which has enabled it to attract a lot of users in the country.
7. Bankiom – Super Money App
Bankiom – Super Money App, just like the name suggests, is an all-in-one mobile payment and money transfer app. Launched by Bankiom Technologies, this app allows you to conduct transactions online or through the virtual card it provides. Use Bankiom’s virtual card to spend and save in a smart and reliable way. This app allows you to pay online for purchases, monthly subscriptions, in-app purchases and more. Additionally, if you love online shopping, then Bankiom certainly won’t disappoint.
8. Urpay
Urpay is a digital wallet app that was introduced by Neoleap to make cashless payments more convenient and popular in Saudi Arabia. Use this app to make payments both locally and internationally due to its amazing features. Moreover, you can also transfer money inside the country or overseas, using the Urpay digital wallet app. In addition to that, users can also pay off their bills through this app.
9. Apple Pay
Apple Pay is one of the most well-known digital wallet apps in the world, and is massively popular in Saudi Arabia due to the huge number of Apple users in the country. Most people in Saudi Arabia own an iPhone, an iPad or Apple smartwatches. Well, this app can be used on any Apple device. Use this app to make purchases online at web stores, or in-apps. Moreover, many major retailers in Saudi Arabia accept payments through Apple Pay in-stores.
10. Google Pay
Google Pay is one of the most used digital wallet apps in Asia and Europe, and it is no different in Saudi Arabia. Google’s Android OS is used by most smartphone brands in the world, and that makes Google Pay a convenient app to have to facilitate digital payments from your phone. Whether you want to purchase things from websites, apps, or gaming platforms, Google Pay is the optimal choice due to its availability. It is available on both Apple App and Google Play stores.
11. PayPal
PayPal is the leading mobile payment in the world, and is the go-to payment app in Europe and North America. But even in Saudi Arabia, PayPal has gained massive popularity due to its scalability and usability. It is a household name that is used or heard by most merchants and consumers that deal with international payments. You can use this app to pay locally and internationally, instant transfer money abroad or set up a merchant account.
If you are looking for local digital wallet apps with high accessibility and flexibility, then apps STC Pay and SADAD Payment Apps are the best choice. They are the leading mobile payment apps and digital wallets in Saudi Arabia. International wallet apps like Apple Pay and Google Pay are also hugely popular in the country to facilitate online payments.
