The UK is one of the most developed countries in the world and is the center of most of the largest businesses in the world. This is why you can find the most innovative ways of accepting payments and making payments in this country. Alongside many local mobile payment apps that have expanded globally, many international payment giants also operate in the UK.
Choosing one app from the available options isn’t easy at all, but our list of the best mobile payment apps in the UK should help you choose.
1. Apple Pay
Apple Pay is one of the best mobile payment apps in the world, and highly popular in the UK due to the huge user base Apple has in the country. It is the most convenient mobile payment app in the UK for Apple users, as it can be used to make payments on any Apple devices. Just link your credit card to Apple Pay, and use it to accept contactless payments online or in-store in a matter of seconds.
2. Google Pay
Google Pay is the best mobile payment app in the UK for Android users. The UK is one of the few countries in the world where Google Pay offers its full services. You can use this app to make payments instantly and swiftly in-stores, or make purchases online or in-app and pay them off via your phone. It is one of the accepted contactless payment apps in most major stores in the UK due to its security and convenience.
3. Samsung Pay
Samsung Pay is a mobile payment and digital wallet app from Samsung for all its users that can be used with any compatible Samsung device. It is a highly convenient mobile payment app for Samsung users who also use Samsung smartwatches. They can just use their watch to pay off anyone on the go. Moreover, they can also pay at merchant locations by scanning QR codes, or pay online at any supported e-commerce website.
4. PayPal
PayPal is the leading mobile payment app in the world, allowing users to pay, send, receive with ease. PayPal is a very popular contactless payment option all across Europe and North America, and can be used to make payments in-stores or online. Moreover, PayPal also provides one of the best money transfer services in the world, enabling you to transfer money internationally within minutes.
5. Wise
Wise is one of the best payment apps for businesses in the UK. Not only does it offer one of the best payment services in the country, but it also offers the lowest transaction costs and real exchange rates. Additionally, with Wise’s multicurrency account, you can hold up to 50 currencies at once, making it a very convenient payment option for businesses that operate globally from the UK. You can also link it to your bank account credit card for seamless transactions.
6. Revolut
Revolut is one app for all your financial needs. It is an all-in-one mobile payment app that facilitates payments with ease. It is widely used in the UK for businesses looking to accept local and international payments at amazing rates. Moreover, it supports multiple currencies, making it a very convenient payment app for tourists visiting the UK. Revolut has a significant number of app monthly active users in the UK.
7. Cash App
Cash App is a very easy-to-use mobile payment app that is only accessible in the US and the UK. It works in a simple manner, allowing you to make contactless payments in-stores or transfer money from one account to another. Additionally, Cash App is used in many major online retail stores and e-commerce websites to make payments for purchases, making buying easier than ever before. Cash App also supports bank account credit card linking for quick access to funds.
8. Payoneer
Payoneer is a mobile payment and money transfer app that is available in around 200 countries in the world. It is the perfect app to help your business expand on a global scale by reaching to newer customers across the world. Payoneer can be used to make digital payments, or to transfer money locally or internationally. Furthermore, Payoneer can also be used to transfer money to supported digital wallets and bank accounts.
9. Stripe Payments App
Stripe Payments App is a mobile payment app that is packed with features and services. It is one of the most complete mobile payment apps in the UK due to its many incredible services. Firstly, Stripe Payments App has multi-currency support, enabling you to take payments in 135 currencies. Additionally, it supports all major debit/credit cards in the country and helps you maintain your finances in a stable way.
10. Square Point of Sale: Payment
Square Point of Sale: Payment is a free mobile payment app that specializes in accepting digital payments on the go. It is a very innovative payment acceptance app that allows you to accept payments in multiple ways, providing consumers with the convenience of paying in multiple ways. Use this app with Square Reader to accept cashless payments, or you can generate payment links or QR codes, then accept payment using them.
International digital wallet apps like Apple Pay and Google Pay dominate the consumer side of digital payments in the UK in terms of users. However, most businesses in the UK opt for apps like PayPal and Wise due to their amazing overseas money transfer services and affordable rates.
